Tools I Mention
Free calculators & downloads
Run a deal the way a bank underwriter would. Free, no sign-up, and nothing you type leaves your browser.
Rental Deal Underwriter
NOI, DSCR with a 1.25x pass/fail check, cap rate, cash-on-cash, break-even occupancy, and the max loan the rent supports.
Open calculator →Multifamily Analyzer
Unit mix, expenses, financing, a value-add rent bump, and a 5-year pro forma with IRR and equity multiple.
Open calculator →Rental Portfolio Tracker (.xlsx)
Free spreadsheet for Excel or Google Sheets: equity, LTV, cash flow, cap rate, cash-on-cash, and color-coded DSCR per property, plus a dashboard.
Download free →Educational estimates only, not financial, lending, or investment advice. Verify with a professional.
Deal analysis
Run the numbers on a rental or flip before you make an offer.
- DealCheckPaid link Try DealCheck (paid link)
Rental property & flip deal analyzer app. Estimate cash flow, returns, and rehab budgets from your own inputs. 20% off with code BESTDEAL.
Fix & flip / rental financing
Investor lenders that finance properties based on the deal, not just your W-2.
- KiaviReferral link Visit Kiavi (paid link)
Investor / hard-money lender for fix-and-flip, bridge, and rental (DSCR) loans. A lender we've personally used.
Banker Breakdown is not a lender or loan broker and doesn't arrange loans. Terms, rates and approval are set by the lender.
Landlord software
Rent collection, screening, leases, and maintenance tracking for small landlords.
- Landlord software pick #1Paid link Link coming soon
Online rent collection and tenant screening.
- Landlord software pick #2Paid link Link coming soon
Property accounting and receipts for rentals.
LLC formation
Services that file your LLC and registered-agent paperwork.
- LLC formation servicePaid link Link coming soon
State filing, operating agreement, and EIN help.
- Registered agent servicePaid link Link coming soon
Keeps your home address off public records.
Bookkeeping
Keep business money separate and your books lender-ready.
- Bookkeeping softwarePaid link Link coming soon
Income/expense tracking and P&L reports lenders ask for.
- Receipt & mileage trackerPaid link Link coming soon
Capture receipts and mileage for tax time.
Credit building
Products that can help build credit history when payments are on time.
- Secured credit cardPaid link Link coming soon
Reports to the credit bureaus; deposit sets your limit.
- Credit-builder loanPaid link Link coming soon
Small installment loan held in savings while you pay it off.
Brand names are trademarks of their owners and are used only to identify products. No endorsement or affiliation is implied unless stated. Results vary; no approval or credit-score change is guaranteed.